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| Beemer |
Probably should've put this in the Europe thread, but I'm feeling helpful today so figured I'd make a new thread cos not everybody reads the Europe one......
Found this out yesterday and thought I'd pass it on because a lot of us seem to have plans to head overseas in the not too distant future :)
Usually if u have an Aussie bank account and u use ATMs to withdraw cash overseas, u get charged about $5 every time - which adds up damn fast :(
But, Westpac is part of a global ATM alliance - meaning that if u use ATMs of any bank that's part of the alliance overseas, u don't get charged any fees!! From a site I found -
Bank of Nova Scotia
More than 2,500 machines
across Canada, 300 ATMs across the Caribbean, 115 ATMs in Chili and 997 ATMs throughout Mexico
Bank of America
Over 16,600 ATMs throughout The United States, including 3,400 Fleet Boston Financial ATMs
BNP Paribas
3,000 ATMs throughout France
Barclays
Over 3,000 ATMs throughout The United Kingdom, and 190 ATMs throughout Africa (Botswana, Ghana, Kenya, Mauritius, Tanzania, Zimbabwe)
Deutsche Bank
Over 2,300 ATMs throughout Germany, Poland, Spain and Italy
Westpac
Over 1,600 ATMs throughout Australia, 500 ATMs in New Zealand and 32 ATMs in the South Pacific (Fiji, Tonga, Cook Island, Samoa)
So, u can withdraw in lots of countries and not be charged for it :) I bank with ANZ usually, but I went and opened a Westpac account yesterday to use while I'm overseas......it's definitely worth doing if ur travelling!!!! |
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| 00soups00 |
nice work beemer..
any tips for maxing our tax returns too??? |
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| djway |
I plan on using Visa for almost everything anyhow ;) (go getting frequent fliers, as well as not copping fees). Worked quite well in asia, had about 1 widthdrawl of cash a week. [not as good as no fees, but moral to this story is Visa is god]
For $30 u can acutally open bank accounts in London, not sure what this would do, other then give u The Pound tho...
--djway |
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| tubby |
| i agree on putting as much as possible on credit, you always get a better exchange rate than for cash. But you still need cash, so this is helpful. I'm already with westpac, do you have to do anything to sign up for this or just go and start withdrawing? |
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| muli |
yea wade i used my CC for everything in Europe, if you withdraw cash once a week and budget for how much you need then you should be fine.
From memory i didnt get charged for OS transactions, i was with St George, they may have changed now tho????
my CC was with ANZ tho. |
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