I have most bills on automatic debit. Never had a single issue with companies taking too much, either, or fucking things up in another way
Rent, phones, internet, insurance, various subscriptions...
I think the only 2 that aren't auto are Elec and Gas, because they're quarterly bills, and not a monthly bill like in North America (from what I understand?)
You guys must have a lot of muppets over there, fucking things up